The convenience of online banking
By bluepanjeet on Apr 9, 2008 in *Ideas Meets Improvements
Few weeks ago, I opened an online savings account in a certain bank. Actually, with the nature of my current situation, I have no more time in dealing with grumpy bank tellers and ATM machines and waste my time on endless queues inside the bank. Online banking is much more convenient since you do not have to go to the bank and all your transactions can be particularly accomplished on the internet. You do not even have to worry about security, because most of the banks today are highly secured and offers the highest anti-hacking softwares available. That is why more and more banks today offer the same quality and security of service online just like in any other banks, minus the hassles and queues.
Washington Mutual is the largest loan and savings association in the United States. WaMu as commonly called, is not a credit union. WaMu’s primary goal is to provide financial services to consumers and small business entrepreneurs such as retail banking, business banking, credit card services, and consumer investment services.
Other services that WaMu offers are their Savings Accounts such as:
- Online Savings: It is an online banking service where you can manage your accounts online with electronic banking and electronic statements. This service comes with free bank checks and money orders
- Statement Savings: This is WaMu’s basic savings account wherein you can Transfer money from your WaMu checking account to your Statement Savings account with their Automatic Savings Plan.
- Traditional Certificate of Deposit: Is a savings account which you can have a high CD interest rate and can add funds to your certificate of deposit with WaMu’s add-on feature.
- Online Certificate of Deposit: It has a great CD rate and comes with free personal online banking and account statement online. You can also link your Certificate of Deposit to your platinum checking account and your current account balance can aid you in slashing out your monthly service fee from your checking accounts.
- Liquid Certificate of Deposit: This on the other hand also gives you a high certificate of deposit rate and enables you to make unlimited add-on deposits, which can get you a fluid access to your money.
With this kind of online Savings Accounts, you do not have to go to your nearest bank. It is just a click away.
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